Diversified Balanced

A Diversified Balanced portfolio will invest in equities, equity Exchange Traded Funds (ETFs), alternative investment ETFs, fixed income securities (direct and ETFs) and cash equivalents. Equity holdings are similar to the Diversified Equity portfolios. Fixed income holdings may include Treasury bonds, inflation protected Treasury bonds (TIPs), government agency bonds, corporate bonds, inflation protected corporate bonds, tax exempt securities where applicable, and various ETFs that target bond segments or countries for diversification, risk hedging and to gain access to investment vehicles that may not otherwise be easily accessible through direct investments.


Guidelines for the allocation between equities, fixed income and cash is determined in joint agreement between each client and Northern Capital Management.